What is an NTID and Why Should You Care?

Imagine a customer signs up for Netflix today. The first transaction is straightforward. The customer is present, enters their card details, may complete a 3DS challenge, and the issuer approves the payment. Behind

Universal Vaults Are Just the Beginning

Over the last two years, I've spoken with hundreds of product leaders running recurring revenue businesses. The conversations usually revolve around the same topics: authorization rates, chargebacks, PSP migrations, token management,